I just found out that my friend Stacy and her husband are filing for bankruptcy.  I feel so bad for them. They have 2 little kids and one of them has had some health problems over the last two years.  Poor little guy has had to have several surgeries to repair a heart condition. He's been in the hospital at least a dozen times and he still keeps smiling.  Unfortunately, all those medical bills piled up, even though they had health insurance. Of course, she also had to quit working so she could care for him and his sister.  Taking off so many days to help take care of him just wasn't feasible. They tried really hard to keep it together, but the bills kept piling on and they couldn't see themselves ever digging out of them.  When I talked to her, she said they now owed over $200,000 to the hospital.  Then they have their car or house bills to worry about too. I just hope they can come out of this and everything will get easier for them.  I know her son is healing well and they expect him to make a full recovery, so at least that is great news. They have definitely had their share of trials.